Stop telecom fraud before it happens.
HOVA Fraud Defender uses real-time network intelligence to detect and block SIM-swap fraud, toll fraud, grey-route abuse, and account takeover — before a single fraudulent message or call is sent.
Everything you need.
SIM-swap fraud detection
Real-time detection of SIM-swap events at the carrier level — block OTPs and transactions when a SIM change is detected.
Toll fraud prevention
Automatic detection of IRSF, PBX hacking, and traffic pumping — with hard spending caps and automatic kill-switches.
Grey route blocking
Identify and block messages routed through unmonitored grey routes that bypass compliance controls and inflate costs.
Account takeover signals
Detect suspicious login patterns, impossible travel, device changes, and velocity anomalies — before accounts are compromised.
Network-layer intelligence
HOVA's direct carrier connections provide real-time network signals unavailable to application-layer fraud tools.
Configurable risk rules
Set risk thresholds per channel, per country, and per use case. Define automatic block, challenge, or alert actions.
Fraud analytics dashboard
Live and historical fraud attempt visualisation — by type, geography, carrier, and monetary impact.
Adaptive ML models
Fraud patterns evolve. HOVA's models are retrained weekly with pan-African carrier data to stay ahead of new attack vectors.
Live in minutes.
Simple REST API with SDKs for Node.js, Python, PHP, Go, and Java. Production-ready in minutes.
import { Hova } from '@hova/sdk';
const hova = new Hova({ apiKey: process.env.HOVA_API_KEY });
// Check fraud risk before sending an OTP
const risk = await hova.fraud.assess({
phoneNumber: '+233244123456',
checks: ['sim_swap', 'account_takeover', 'velocity'],
});
if (risk.score > 0.7) {
// High risk — block or challenge
return res.status(403).json({
error: 'Verification blocked due to suspicious activity.',
riskLevel: risk.level, // 'critical'
});
}
// Low risk — proceed with OTP
await hova.verify.send({
to: '+233244123456',
channel: 'sms',
brand: 'HOVA',
});Built for every industry.
Mobile banking protection
Detect SIM-swap and account takeover before approving transfers or OTP-authenticated transactions.
eCommerce fraud prevention
Block fraudulent account creation, promo abuse, and payment fraud via phone number risk scoring.
Telecoms revenue assurance
Protect your SMS routes and voice termination from grey-route bypass and IRSF toll fraud attacks.
Insurance claims
Detect phone fraud rings filing duplicate or synthetic claims — scored at first-notice-of-loss.
Ride-hailing safety
Flag driver or rider accounts showing suspicious device changes or location anomalies in real time.
Government services
Protect digital government services from identity fraud and synthetic identity attacks.
Stop fraud before it costs you
Sub-50ms detection. No false positives. Pay per assessment.